{"id":4758,"date":"2025-12-19T12:23:08","date_gmt":"2025-12-19T10:23:08","guid":{"rendered":"https:\/\/njordlaw.ee\/?p=4758"},"modified":"2025-12-19T12:28:30","modified_gmt":"2025-12-19T10:28:30","slug":"important-changes-to-the-estonian-gambling-act-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/njordlaw.ee\/en\/important-changes-to-the-estonian-gambling-act-what-you-need-to-know\/","title":{"rendered":"Important changes to the Estonian Gambling Act: What you need to know"},"content":{"rendered":"\n<p>Yesterday, 18 December 2025, the President of Estonia promulgated significant updates to the Estonian Gambling Act. These changes will come into force on 1 January 2026 and demonstrate Estonia\u2019s commitment to a transparent, modern, and secure gambling environment. Here\u2019s a summary of the key updates:<\/p>\n\n\n\n<p><strong>&nbsp;<\/strong><strong>What\u2019s new?<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Crypto-assets included:<br><\/strong>Crypto-assets are now officially part of the definition of a bet.<\/li>\n\n\n\n<li><strong>Stricter payment channels:<br><\/strong>Remote gambling bets must be received through a licensed credit institution, payment institution, electronic money institution, or crypto-asset service provider (CASP) in the EEA. This aims to reduce money-laundering risks.<\/li>\n\n\n\n<li><strong>Clearer remote gambling definition:<br><\/strong>Remote gambling now covers any situation where participation rights, gameplay, and outcome determination happen outside a gambling venue via electronic devices (e.g., Internet, self-service terminals). This ensures proper regulation of practices in sports bars and online betting.<\/li>\n\n\n\n<li><strong>Enhanced closed loops principle:<br><\/strong>Strengthens player protection and financial transparency.<\/li>\n\n\n\n<li><strong>Broader business activities:<br><\/strong>Operators can now engage in a wider range of business activities.<\/li>\n\n\n\n<li><strong>Stricter disclosure obligations:<br><\/strong>Applicants must meet comprehensive disclosure requirements aligned with AML and terrorism-financing risk assessment standards.<\/li>\n\n\n\n<li><strong>Transition period for existing operators:<br><\/strong>Operators with current licenses must comply by 1 January 2027.<\/li>\n\n\n\n<li><strong>Increased cooperation between authorities:<br><\/strong>The Gambling Regulator (EMTA) will now consult with the Financial Intelligence Unit (FIU) during licensing.<\/li>\n\n\n\n<li><strong>More detailed annual auditor\u2019s review:<br><\/strong>Annual reviews must now provide more detail.<\/li>\n\n\n\n<li><strong>Significant increase in penalties and fines:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Non-compliance with a percept: up to \u20ac32,000 (previously \u20ac3,200)<\/li>\n\n\n\n<li>Violation of game rules\/deceit of a player: \u20ac26,000 (previously \u20ac2,600)<\/li>\n\n\n\n<li>Violation of age limits: \u20ac26,000 (previously \u20ac2,600)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Gambling tax rate reductions:<\/strong>\n<ul class=\"wp-block-list\">\n<li>From 1 January 2026: 5.5% (down from 6%)<\/li>\n\n\n\n<li>1 January 2027: 5%<\/li>\n\n\n\n<li>1 January 2028: 4.5%<\/li>\n\n\n\n<li>1 January 2029: 4%<br>The previously planned increase to 7% has been abolished.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p>\u00a0\u00a0<\/p>\n\n\n\n<p><strong>What does this mean for your business?<\/strong><\/p>\n\n\n\n<p>If you have questions or would like to discuss the implications for your business, NJORD Law Firm in Estonia has a dedicated team of lawyers specialising in gambling compliance. Feel free to reach out!<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yesterday, 18 December 2025, the President of Estonia promulgated significant updates to the Estonian Gambling Act. These changes will come into force on 1 January 2026 and demonstrate Estonia\u2019s commitment to a transparent, modern, and secure gambling environment. Here\u2019s a summary of the key updates: &nbsp;What\u2019s new? \u00a0\u00a0 What does this mean for your business? [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":4766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"iawp_total_views":129,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-4758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/posts\/4758","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/comments?post=4758"}],"version-history":[{"count":5,"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/posts\/4758\/revisions"}],"predecessor-version":[{"id":4769,"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/posts\/4758\/revisions\/4769"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/media\/4766"}],"wp:attachment":[{"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/media?parent=4758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/categories?post=4758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/njordlaw.ee\/en\/wp-json\/wp\/v2\/tags?post=4758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}